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First Merchant Access

Get the funding you need today. You'll be happy you did.

FMA: Putting your Business First

We understand that businesses will have a need for funding consistently or from time to time. We at First Merchant Access are committed to being the first and best source of capital for every business, without the red tape and hoops traditional lenders put hardworking business owners through. Our knowledge, experience, and contacts here at First Merchant Access, are second to none. That is why we have one of the largest approval rates in the country.

When traditional banks say no, First Merchant Access finds a way to say YES!

First Merchant Access was founded by leading finance industry veterans, who realized there was a huge gap between business owners who need working capital and the banks that keep telling them no. First Merchant Access is here to help bridge that gap and give business owners access to working capital. We understand the difficulties and hardships it takes for businesses to access funds in a timely manner. The traditional banks typically only want to lend to businesses, which actually DO NOT need the money. Yet even those business owners who are fortunate enough to not need money, but instead want financing for an amazing opportunity. They have stated that they can’t seem to find a bank that can move fast enough, when their need for capital arises.

First Merchant Access is here to bridge the gap to working capital.

First Merchant Access has a rock solid infrastructure. We strive to work every angle of our business in house. This allows us to not only validate each business internally; we also get the opportunity to get to know as much about our clients and their businesses as possible. Our entire team is invested in the success of every business owner obtaining the working capital they need. That is why we believe you will not find a harder working financial team in the industry than First Merchant Access.

We Work for Your Business

First Merchant Access is here to provide small and medium sized businesses with additional working capital, while maintaining the best customer service possible.

We have offered some of the most competitive rates in the merchant funding industry. We have helped restaurants, medical practices, salons, auto body shops, and many other small to mid-size businesses thrive after receiving the $2,000 to $1,000,000 in funding we have provided them.

We are honored to become your businesses number one source of funding when you want to take your business to the next level of growth and success.